{"id":344,"date":"2022-06-15T19:25:57","date_gmt":"2022-06-15T19:25:57","guid":{"rendered":"http:\/\/xy4.co.uk\/?p=344"},"modified":"2023-10-10T09:43:42","modified_gmt":"2023-10-10T09:43:42","slug":"what-to-do-for-your-business-before-during-and-after-a-wildfire","status":"publish","type":"post","link":"http:\/\/xy4.co.uk\/index.php\/2022\/06\/15\/what-to-do-for-your-business-before-during-and-after-a-wildfire\/","title":{"rendered":"What to do for your business before, during, and after a wildfire"},"content":{"rendered":"
In 2021, severe weather caused $2.1 billion in insured catastrophic losses in Canada,\u00a0according to the Insurance Bureau of Canada<\/a>\u00a0(IBC). While there are many types of severe weather, wildfires are especially costly. For example, in 2021, there were two wildfires \u2014 in Lytton and White Rock Lake, B.C. \u2014 with a combined insured loss of $179 million.<\/p>\n Most wildfires occur between April and September in Canada, particularly in Canada\u2019s forests and grasslands. An average of 8,000 wildfires a year burn 2.5 million hectares,\u00a0according to the Canadian Red Cross<\/a>.<\/p>\n It has been predicted in a federal climate change report<\/a>\u00a0that extreme heat will become more frequent and intense, which will increase the severity of heatwaves, droughts, and wildfire risks. \u00a0Drier conditions in Canadian forests and grasslands may seem harmless, but with an increase in summer lightning incidences, it can lead to wildfires.<\/p>\n A wildfire could be blazing over a kilometre away, but buildings and structures are still at risk of sustaining significant damage from it, even if it\u2019s not that close by. The reason?<\/strong> Burning embers can get carried by winds, and if there is flammable material near the property (dry plant matter), the risk is heightened.<\/p>\n While fire damage is a primary concern, there are other wildfire-related complications that can impact a business, including evacuation and shutdown orders, business interruption due to lack of access and damage to critical infrastructure such as power lines. Business owners may also suffer a loss in income if their business is shut down while rebuilding after a fire.<\/p>\n Creating a wildfire action plan can help minimize the negative impact and damages that occur due to a wildfire. Here are some things to consider before, during, and after a wildfire:<\/p>\n Failure to plan is a plan to fail. A wildfire response plan should be created and made accessible to all employees. The plan should include the following:<\/p>\n If the business has any employees, it may be beneficial to have practice drills to ensure they know how to respond in the event of a wildfire and get them familiar with evacuation routes.<\/p>\n Having a wildfire action plan can help employees stay safe and increase the chances that a property will survive.<\/p>\n Take a look around at what combustibles may be on the property, such as debris, wooden fencing, and structures being used for storage.<\/p>\n The National Fire Protection Association (NFPA) standards<\/a> advises maintaining a minimum of 10 metres between buildings (as well as vehicles, fuel tanks, and outside storage areas) and high grass or wooded areas. If there are coniferous trees, such as pine and fir, the safety zone should be at least 30 metres.<\/p>\n Clear deadfall and trimmings from open spaces and away from all buildings, especially if they are on a slope. Trees should be trimmed regularly, so that branches are not near the ground. Roofs and eavestroughs should also be cleared of leaves, branches, pine needles, and other debris that could fuel a fire.<\/p>\n Store combustible and flammable materials in approved containers at an acceptable distance from buildings, fences, and vehicles. Consult your local authorities for specific laws and requirements.<\/p>\n If a wildfire is burning in your region, tune into local news stations for evacuation notices and other directions from local authorities. Set up critical alerts for your area, using Alert Ready<\/a>.<\/p>\n Actions that can be taken to help secure your business include the following:<\/p>\n If a building or property needs to be restored or rebuilt after a fire, it would be practical to consider using fire-resistant materials. Using materials that are non-combustible such as metal, instead of wood could be something to keep in mind. Even choosing certain types of roofing, siding, doors, and windows can makes a difference, as they may have a higher fire-resistance rating.<\/p>\n Due to climate change, catastrophic weather events (like wildfires) are expected to increase over the coming years. Having a business wildfire plan for your small business can go a long way in helping to mitigate damage and keep you and your employees safe.<\/p>\n Learn more about the\u00a0types of business insurance<\/a>\u00a0your company may need, or\u00a0request a quote<\/a>\u00a0today.<\/p>\n This blog is provided for information only and is not a substitute for professional advice. We make no representations or warranties regarding the accuracy or completeness of the information and will not be responsible for any loss arising out of reliance on the information. Terms, conditions and exclusions apply to coverage. See policy for details.<\/em><\/p>\n The post What to do for your business before, during, and after a wildfire<\/a> appeared first on TruShield Insurance<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":" In 2021, severe weather caused $2.1 billion in insured catastrophic losses in Canada,\u00a0according to the…<\/p>\n","protected":false},"author":1,"featured_media":346,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[12],"tags":[],"_links":{"self":[{"href":"http:\/\/xy4.co.uk\/index.php\/wp-json\/wp\/v2\/posts\/344"}],"collection":[{"href":"http:\/\/xy4.co.uk\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/xy4.co.uk\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/xy4.co.uk\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/xy4.co.uk\/index.php\/wp-json\/wp\/v2\/comments?post=344"}],"version-history":[{"count":2,"href":"http:\/\/xy4.co.uk\/index.php\/wp-json\/wp\/v2\/posts\/344\/revisions"}],"predecessor-version":[{"id":347,"href":"http:\/\/xy4.co.uk\/index.php\/wp-json\/wp\/v2\/posts\/344\/revisions\/347"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/xy4.co.uk\/index.php\/wp-json\/wp\/v2\/media\/346"}],"wp:attachment":[{"href":"http:\/\/xy4.co.uk\/index.php\/wp-json\/wp\/v2\/media?parent=344"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/xy4.co.uk\/index.php\/wp-json\/wp\/v2\/categories?post=344"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/xy4.co.uk\/index.php\/wp-json\/wp\/v2\/tags?post=344"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}How wildfires impact businesses:<\/h2>\n
Steps businesses can take to be prepared for wildfires<\/h2>\n
Before wildfire season starts:<\/h3>\n
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Prepare business property for the wildfire season<\/h3>\n
During a wildfire event<\/h3>\n
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After a wildfire event<\/h3>\n
Do you have the insurance your business needs?<\/h2>\n